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Privacy Policy is owned by McMatthiseCapital Management Consultancy Firm.†† If you are a user of the website, this Privacy Policy applies to your use of website.


Collection of your Website Information

Your Website information consists of personally identifiable information collected or received about you when you interact with the Web sites, services and offerings as a loan applicant. Depending on how you use the Network, your Website information may include registration-related information (such as name, home or work addresses, e-mail addresses, telephone and fax numbers, birth date or gender); information about your visits to Web sites and pages, and your responses to the offerings and advertisements presented on these Web sites and pages; information about the searches you perform through the Website and how you use the results of those searches; information about the Website services or offerings that you use, and how frequently you use them; information about how long you have used services from prior to registering with the Network; customer service information about you as a Website user or subscriber; or other information specifically related to your use of a particular Website service or offering. Your Website information may be supplemented with additional information from other companies.

Your Website information may also include certain technical information gathered or received when you use the Website. Some of the technical information that may be collected or received includes: the type of browser you are using (e.g., Netscape, Internet Explorer), the type of operating system you are using (e.g., Windows XP or Mac OS), CPU type (e.g. Pentium), your manner of connecting to the Internet (e.g., connection speed through narrowband or broadband access); Internet protocol address; other information about your geographic location; and the domain name of your Internet service provider. 

Your Website information may be collected and stored in the Philippines.


How Your Website information is used

Your Website information is used to operate and improve the Web sites, services and offerings available through the Website; to personalize the content and advertisements provided to you; to fulfill your requests for products, programs, and services; to communicate with you and respond to your inquiries; to conduct research about your use of the Website; and to help offer you other products, programs, or services that may be of interest. Your Website information may be shared with the Group's affiliated providers. You have choices about how your Website information is used, and whether affiliated providers receive personally identifiable information about you as an Website user. Affiliated providers that receive your Website information may use this information according to their applicable privacy policies.

Your Website information will not be shared with third parties unless it is necessary to fulfill a transaction you have requested, in other circumstances in which you have consented to the sharing of your Website information, or except as described in this Privacy Policy. The Website may use your Website information to present offers to you on behalf of business partners and advertisers. These business partners and advertisers receive aggregate data about groups of Website users, but do not receive information that personally identifies you.

If you use Website communications tools to disclose information about yourself, the contents of your online communications, as well as other information about you as an Website user, may be accessed and disclosed in response to legal process (for example, a court order, search warrant or subpoena); in other circumstances in which believes the Website is being used in the commission of a crime; when we have a good faith belief that there is an emergency that poses a threat to the safety of you or another person; or when necessary either to protect the rights or property of, the Website or its affiliated providers, or for us to render the service you have requested.

The Website may use agents and contractors in order to help operate the Network. If such agents and contractors have access to personally identifiable information, they are required to protect this information in a manner that is consistent with this Privacy Policy by, for example, not using the information for any purpose other than to carry out the services they are performing for the Website.

In the event that ownership of the Website was to change as a result of a merger, acquisition or transfer to another company, your Website information may be transferred. If such a transfer results in a material change in the use of your Website information, the Website will provide notice about the choices you have to decline to permit such a transfer.


Use of Website Information

The Website may share personally identifiable Website information with one or more of its affiliated providers when that information is necessary to carry out a specific transaction or request you make for an offering from the Network or its affiliated providers, or as otherwise specified at the time you take advantage of that particular Network offering.

Because the choices you make in connection with your Website information may not take effect immediately, it is possible you may receive a communication during the period in which your request is being processed.


Cookies and Web Beacons

The Website may use cookies, web beacons, or similar technologies in combination with your Website information to enhance and personalize your experience on the Website, including to operate and improve offerings through the Website; to help authenticate you when you use the Website; to remember your preferences and registration information; to present and help measure and research the effectiveness of Website offerings, advertisements, and e-mail communications (by determining which Network e-mails you open and act upon); and to customize the content and advertisements provided to you through the Website.

The Website and its advertisers may also use ad network providers, including the Groupís subsidiaries, to help present advertisements on the Website and other Web sites. These ad network providers use cookies, web beacons, or similar technologies on your computer to help present, better target, and measure the effectiveness of their advertisements, using data gathered over time and across their networks of Web pages to determine or predict the characteristics and preferences of their audience.


Our Commitment to Security

The Website has established safeguards to help prevent unauthorized access to or misuse of your Website information, but cannot guarantee that your personally identifiable information will never be disclosed in a manner inconsistent with this Privacy Policy (for example, as a result of unauthorized acts by third parties that violate applicable law or the policies of the Network and its affiliated providers).


Changes to this Privacy Policy and Additional Information

The Website may update this Privacy Policy from time to time, and so you should review this Policy periodically. You may be provided other privacy-related information in connection with your use of offerings from the Website, as well as for special features and services not described in this Policy that may be introduced in the future.





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